Many of those people (and their families) lost their health coverage when they lost their jobs.
Recession Leaves Many Without Adequate Health Coverage

The current recession is having a “devastating impact” on working
American Families, according to a report published by the Families USA Foundation.2 According to the report, by November 2008, more than 2.7 million people had joined the ranks of the unemployed since the recession began in 2007, and 10.3 million people were unemployed.

Many of those people (and their families) lost their health coverage when they lost their jobs. Researchers estimate that, for every one percentage point increase in unemployment, the number of uninsured people increases by 1.1 million.

What does that mean for health care? With a 3% rise in unemployment in the past 12 months, 3.3 million people have lost job-based health care coverage. While Essential Health cannot replace health care coverage, it can provide much-needed insurance coverage including hospitalization, doctor visits and emergency room, as well as on non-insurance as discounts on prescriptions, dental and vision care.

Don't miss this opportunity to cover you and your eligible family, by enrolling you and your family in Essential Health.

What makes Essential Health’s coverage so appealing is that benefits are paid directly to the individual policyholder.
The Essential Health Coverage Solution

Many individual consumers do not have the financial resources to cope with the risks of accidents, illnesses and everyday medical care. A typical household has, on average, $200 to
$500 per month in out-of-pocket medical bills, yet budgets less than $100 per month for these expenses.

What makes Essential Health’s coverage so appealing is that benefits are paid directly to the individual policyholder — in addition to any other insurance benefits that are paid. Benefit payments are commonly used to offset income lost due to illness or injury, but do not need to be used for medical expenses.

The primary advantages of Essential Health is that it is:
    1) easy to understand,
    2) affordable,
    3) stable, and
    4) benefits are paid in cash to be used at the policyholder’s discretion. All of these factors show why Essential Health can make sense for you and your family in good times and in bad.
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Essential Health
Insurance underwritten by National Union of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 70 Pine Street, New York, NY 10270 is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.

The Discount Medical Plans are provided by Patriot Health Florida, Inc., a discount medical plan organization. The features are not health insurance policies and are not available in all areas. The features provide discounts at certain health care providers for medical services and do not make payments directly to the providers of medical services. The member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with Patriot Health Florida, Inc., located at 160 Eileen Way, Syosset, New York 11791. 800-292-3797 .These plans are not available inAK, FL, MT, ND, OK, SD and VT. Coming soon in FL and OK.

THIS DISCOUNT PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN*. This plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. Before purchase, you may access a list of participating health care providers at www.myessentialhealth.com. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a processing fee not to exceed the amount permitted by your state.

National Union Fire Insurance Company of Pittsburgh, Pa., assumes no responsibility or liability for any of the services provided by Third Parties. Questions or concerns about the services should be addressed directly to the providers.

Note to Texas Consumers: Regulated by the Texas Department of Licensing and Regulation, P.O. Box 12157, Austin, Texas 78711; telephone 800-803-9202 or 512-463-6599; website: www.license.state.tx.us/complaints. Note to Utah Residents: The discount programs are not protected by the Utah Life and Health Guaranty Association. * Medicare statements applies to MD residents when pharmacy discounts are part of the program.

On The Road Essentials
On the Road Essentials insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. This is only a brief description of the coverage(s) available under policy series A30293NUFIC (in CO, FL & OR) A30329NUFIC and C11695DBG. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Coverage may not be available in all states.

** Travel Guard provides traveler assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler. *** On the Road Essentials Discount Card Administrative services are provided by Nation Safe Drivers. National Union assumes no liability for the services provided by third parties.